YNAB Student Discount (Free Year for College Students)

YNAB (You Need A Budget) offers one of the most valuable student benefits available today: a completely free one-year subscription for college students. Unlike typical student discounts that reduce pricing, YNAB removes the cost entirely, giving students full access to its premium budgeting tools during one of the most financially stressful phases of life. The goal of YNAB’s student program is simple—help students build healthy money habits early. With rising tuition fees, daily expenses, and easy access to credit, many students struggle with managing cash flow and avoiding debt. YNAB addresses this by teaching proactive budgeting, expense planning, and real-world money decision-making in a practical, easy-to-understand way. Eligible students can claim their free year by verifying their enrollment status. Once verified, students receive a unique invitation that unlocks the full YNAB experience, including mobile apps, bank syncing, goal tracking, and educational resources. The program is available to undergraduate, graduate, part-time, international students, and even medical residents—as long as they are enrolled in college. YNAB’s approach focuses on long-term financial confidence rather than short-term savings. Many students continue using the platform after graduation because of the clarity and control it brings to their finances.